Legal & Privacy

Privacy Policy

How FintechMode collects, uses, and protects your personal data — and what rights you have over it.

FintechMode.com Last updated: April 27, 2025 Effective immediately
01 — Who We Are

Who We Are

FintechMode ("we", "us", "our") is a digital news and analysis publication covering financial technology, cryptocurrency, and digital finance. The site is accessible at fintechmode.com.

For the purposes of applicable data protection law, FintechMode is the data controller responsible for your personal data collected through this website. If you have any questions about this policy or how we handle your data, please use the contact details in Section 15.

Scope: This Privacy Policy applies to all data collected through fintechmode.com, including through any forms, newsletter sign-ups, comment sections, or contact requests. It does not apply to third-party websites linked from our pages.

02 — Data We Collect

Data We Collect

We collect two categories of data: information you provide to us voluntarily, and information collected automatically when you visit the site.

Data you provide

We may collect your name and email address if you subscribe to our newsletter, submit a contact or tip form, or post a comment. We do not require registration to read our content.

Data collected automatically

When you visit FintechMode, our servers and third-party analytics tools automatically collect certain technical information, including your IP address (anonymised where possible), browser type and version, operating system, referring URL, pages viewed, time spent on pages, and the date and time of your visit.

Data we do not collect

We do not collect payment information, government identification numbers, precise geolocation, or biometric data. We do not knowingly collect personal data from children under 16.

03 — How We Use Your Data

How We Use Your Data

PurposeData usedLegal basis
Delivering and improving the websiteUsage data, device dataLegitimate interests
Analytics — understanding how readers use the siteAnonymised usage dataLegitimate interests / Consent
Newsletter deliveryName, email addressConsent
Responding to contact or tip submissionsName, email, message contentConsent / Contract
Displaying personalised or contextual advertisingCookie data, usage dataConsent
Legal compliance and fraud preventionIP address, usage logsLegal obligation / Legitimate interests

We do not sell your personal data to third parties, use it for automated decision-making, or use it for any purpose incompatible with those listed above.

05 — Cookies & Tracking

Cookies & Tracking Technologies

FintechMode uses cookies and similar tracking technologies to operate the site, understand how readers engage with our content, and serve advertising. We use the following categories of cookies:

Strictly Necessary Analytics Advertising Functional

Strictly necessary cookies

These cookies are essential for the website to function and cannot be switched off. They do not store personally identifiable information. They include cookies set for security, load balancing, and session management.

Analytics cookies

We use Google Analytics to understand how visitors interact with our site. This service may set cookies and collect your IP address (anonymised), browser type, pages viewed, and time on site. You can opt out of Google Analytics tracking via Google's opt-out browser add-on or by declining analytics cookies in our cookie consent tool.

Advertising cookies

We may work with advertising partners who use cookies to deliver relevant ads to you based on your browsing activity. These cookies may track your activity across other websites. You can manage your ad personalisation preferences through the Your Online Choices platform (EU) or aboutads.info (US).

Managing cookies

You can control and delete cookies through your browser settings. Note that disabling certain cookies may affect the functionality of the site. Each browser handles cookie management differently — consult your browser's help documentation for guidance.

06 — Third-Party Services

Third-Party Services

FintechMode uses a number of third-party services to operate the site. Each has its own privacy policy and data practices, which we encourage you to review.

ServicePurposePrivacy Policy
Google AnalyticsWebsite analyticspolicies.google.com/privacy
Google AdvertisingContextual & personalised adspolicies.google.com/technologies/ads
WordPress / AutomatticCMS & hosting infrastructureautomattic.com/privacy
CloudflareCDN, DDoS protection, securitycloudflare.com/privacypolicy
Email newsletter providerNewsletter delivery & managementVaries by provider — disclosed on sign-up
Social media platformsSocial sharing buttons & embedsVaries by platform (X, Facebook, LinkedIn)

Where these services process data on our behalf, we ensure appropriate data processing agreements are in place in line with applicable law.

07 — Data Sharing

Data Sharing & Disclosure

We do not sell, rent, or trade your personal data to third parties for their own marketing purposes.

We may share your data in the following limited circumstances: with service providers acting as data processors on our behalf (bound by contractual obligations); when required by law, regulation, court order, or legal process; to protect the rights, property, or safety of FintechMode, our readers, or others; in connection with a business transfer, merger, or acquisition, in which case we will notify you if your data becomes subject to a different privacy policy.

Where data is transferred outside the EEA or UK (for example, to US-based service providers), we ensure appropriate safeguards are in place, such as Standard Contractual Clauses approved by the relevant regulatory authority.

08 — Data Retention

Data Retention

We retain personal data only for as long as necessary to fulfil the purposes set out in this policy, unless a longer retention period is required or permitted by law.

Newsletter subscriber data is retained until you unsubscribe. Contact form submissions are retained for up to 24 months. Server logs containing IP address data are typically retained for up to 12 months. Analytics data is retained in aggregated, anonymised form and may be held indefinitely.

When personal data is no longer required, we securely delete or anonymise it.

09 — Your Rights

Your Privacy Rights

Depending on where you are located, you may have the following rights regarding your personal data. To exercise any of these rights, please contact us at [email protected]. We will respond within 30 days.

Access

Request a copy of the personal data we hold about you.

Rectification

Request correction of inaccurate or incomplete data.

Erasure

Request deletion of your personal data ("right to be forgotten").

Restriction

Request that we restrict processing of your data in certain circumstances.

Portability

Receive your data in a structured, machine-readable format.

Objection

Object to processing based on legitimate interests or for direct marketing.

Withdraw Consent

Withdraw consent at any time where processing is based on consent.

Complaint

Lodge a complaint with your local data protection authority.

We will not charge a fee for reasonable requests and will not discriminate against you for exercising your rights. We may need to verify your identity before processing a request.

10 — California Residents

California Residents (CCPA / CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA).

Right to Know: You may request disclosure of the categories and specific pieces of personal information we have collected about you, the categories of sources, the business or commercial purpose for collection, and the categories of third parties with whom we share it.

Right to Delete: You may request deletion of personal information we have collected from you, subject to certain exceptions.

Right to Correct: You may request correction of inaccurate personal information.

Right to Opt Out of Sale or Sharing: We do not sell personal information. We may share certain data with advertising partners for cross-context behavioural advertising. You may opt out of this sharing by contacting us or using our cookie preference tool.

Non-discrimination: We will not discriminate against you for exercising any of your CCPA rights.

To submit a California privacy request: Email us at [email protected] with the subject line "California Privacy Request". We will respond within 45 days as required by law.

11 — Security

Security

We implement reasonable technical and organisational measures to protect your personal data against unauthorised access, disclosure, alteration, or destruction. These measures include HTTPS encryption, access controls, and regular security reviews.

However, no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to protect your personal data, we cannot guarantee its absolute security. In the event of a personal data breach that is likely to affect your rights, we will notify you and the relevant supervisory authority in accordance with applicable law.

12 — Children's Privacy

Children's Privacy

FintechMode is not directed at children under the age of 16 and we do not knowingly collect personal data from anyone under 16. If we become aware that we have inadvertently collected personal data from a child under 16, we will take steps to delete it promptly.

If you believe we have collected data from a child, please contact us at [email protected].

14 — Policy Changes

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in law, technology, or our data practices. When we do, we will update the "Last updated" date at the top of this page.

For significant changes, we will take reasonable steps to notify you — for example, by posting a notice on the site or, where we hold your email address, by email. Your continued use of FintechMode after a policy update constitutes acceptance of the revised policy.

We encourage you to review this page periodically. The version displayed on this page supersedes all prior versions.

15 — Contact Us

Contact Us

If you have any questions about this Privacy Policy, wish to exercise your data rights, or have a privacy-related complaint, please contact us:

Email: [email protected]
Website: fintechmode.com/contact

We aim to respond to all privacy enquiries within 30 days. If you are not satisfied with our response, you have the right to lodge a complaint with your local data protection authority. In the EU, this is your national supervisory authority. In the UK, this is the Information Commissioner's Office (ico.org.uk).

Please also refer to our Editorial Policy and Terms & Conditions for additional information on how FintechMode operates.

Subscribe To Our
Mailing List

Sign up for our newsletter with the best in fintech news.