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Top 10 Fintech Companies to Watch in 2023

The financial technology (fintech) industry is transforming how we manage our finances. Fintech companies leverage technology to revolutionize traditional financial services and offer innovative solutions. As we enter 2023, the fintech industry is set to grow even more, with new players entering the market and existing companies expanding their offerings. This article will highlight the top 10 fintech companies to watch in 2023.


Founded in 2010, Stripe is a technology company that provides software and APIs to help businesses accept and process online payments. The company has rapidly grown to become one of the most valuable fintech companies in the world, valued at over $100 billion. Stripe’s platform is easy and secure to use and offers a wide range of payment options, making it an ideal choice for businesses of all sizes.


Square is another payments company that has significantly impacted the fintech industry. Founded in 2009, Square offers various services, including payment processing, loans, and point-of-sale hardware. In addition, the company has expanded its offerings to include Square Cash, a peer-to-peer payment app, and Cash App, a mobile payment app that allows users to send and receive money and invest in stocks and bitcoin.


Robinhood is a commission-free investing app that has disrupted the traditional brokerage industry. The app offers a user-friendly interface and allows users to buy and sell stocks, options, and cryptocurrencies without paying fees. As a result, the company has experienced rapid growth, and its user base has increased to over 22 million as of 2022.


Klarna is a Swedish fintech company that offers a “buy now, pay later” service. The company allows customers to make purchases and pay for them in installments without interest or fees. Klarna has partnered with many retailers to offer this service, and it has become a popular option for shoppers worldwide.


Chime is a neobank that offers fee-free checking and savings accounts and a debit card. The company has gained popularity for its user-friendly app, early direct deposit feature, and no overdraft fees. Chime has over 12 million users, and its customer base continues to grow.


SoFi is a financial services company that offers student loan refinancing, personal loans, and investing options. In addition, the company has expanded its offerings to include banking services, fee-free checking and savings accounts, and a credit card. SoFi’s platform is easy to use and offers competitive interest rates, making it an attractive option for consumers.


Plaid is a technology company that provides software to connect financial institutions to apps and services. For example, the company’s technology allows users to link their bank accounts to various fintech apps and services, such as Venmo and Robinhood. Plaid was acquired by Visa in 2020, indicating the growing importance of fintech infrastructure.


Brex is a corporate card company that offers fee-free business credit cards and expense management software. The company has gained popularity for its easy application process and ability to credit startups and small businesses that may not have established credit histories.


Founded in 2011, TransferWise is a digital money transfer service that has quickly gained popularity among people who need to send money abroad. The company prides itself on offering fast, cheap, and transparent transactions. 

With TransferWise, you can avoid hidden fees and unfavorable exchange rates offered by many traditional banks and money transfer services. The company has an excellent reputation and has won numerous awards for its innovative approach to international money transfers.


Adyen is a leading payment platform enabling merchants to accept payments in over 150 currencies. Established in 2006, Adyen is based in the Netherlands and has quickly become a global payment industry leader. 

The company’s clients include some of the world’s largest brands, including Uber, Spotify, and eBay. Adyen’s payment solutions are reliable, secure, and easy to integrate, making it a popular choice for merchants of all sizes.